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Seven types of scams are warned to pay attention

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This week, many Britons found themselves victims of a Royal Mail scam, where people are asked to pay ‘unpaid shipping charges’ via text message, only to enter their bank details on a scam website.

This is called an “identity theft scam” and has been highlighted as one of the most popular emerging scams in a world. report by personal finance experts, Ocean Finance

Ocean Finance submitted an Access to Information (FOI) request to the National Fraud Authority (NFA) and surveyed 1,000 Britons about their knowledge of financial fraud, revealing the following:

  • There were 1,467,962 fraud cases reported between 2018-2020 with a 12% increase throughout 2020.
  • Among those who have been scammed, 1/3 (33%) of fraud victims have lost more than £ 1,001.
  • Despite this, 56% of Britons admit to doing nothing or learning more to protect themselves from the most common financial scams.

Ocean Finance also asked Brits what emerging scams they were worried about:

1. “romantic scams”

92% of Britons are not worried enough about this scam

This is where scammers create a fake online dating profile and build enough trust to ask for money or enough personal information to steal your identity. The lockdown has left many Britons feeling lonely, and some may have turned to online dating. While many Brits may think they are too savvy for this scam, 400 of these scams are reported to Action Fraud, per month.

2.“Boiler room scams”

91% of Britons are not worried enough about this scam

A classic “too good to be true” scam where victims are cold called about a sure-fire way to make a quick buck (eg stocks or investments) and are forced to make a decision immediate regarding the money transfer.

3. “Video conferencing malware”

90% of Britons don’t care enough about this scam

The crooks send out official-looking invitations with a button to “open” the Zoom app, however, once opened it downloads malware that can access your passwords and usernames for all accounts. Many Britons work remotely and the number of daily Zoom participants has risen to 200 million from 10 million in December 2019, which has sparked increased interest from fraudsters.

4. “Fraud on a new account”

90% of Britons don’t care enough about this scam

A scam where fraudsters use your details to open a new bank account, the goal being to maximize the credit limit as soon as possible before they disappear. This often leaves the victim struggling with legal and financial issues while the case is resolved.

5. “False test and follow-up of calls”

76% of Britons are not worried enough about this scam

Scammers claim to be NHS members and contact people and offer ‘quick’ COVID test for a fee, however, NHS reportedly do never ask you to pay an upfront fee. The National Cyber ​​Security Center (NCSC) received 600,000 reports of this scam during the first three months of the pandemic.

6. “identity theft scams”

75% of Britons don’t care enough about this scam

One of the most common scams, this involves a scammer coming in contact and claiming to be from a trusted source (e.g. police, post Office or bank) to persuade you to hand over the details.

7. “Fraud by card not present” (CNP)

71% of Britons are not worried enough about this scam

CNP fraud occurs after information on a debit card or card has been stolen and sold on the Dark Web, without the need for the physical card. The lockdown has led more people to buy and bank online, increasing the opportunities for fraudsters as consumers enter their bank details.


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